Banking & credit-risk software

Banking software, built by someone who has actually built banks' software.

Flaiver designs and builds credit-risk and regulatory platforms for lenders and investment fund managers — forecasting, stress testing and portfolio data, engineered end to end.

app.flaiver.ai/forecast
Flaiver forecast screen
25 yrs
Software engineering
12 yrs
Inside banking
1M+
Loan records modelled
E2E
Designed & built
THE PLATFORM

One workspace for credit-risk modelling

From macroeconomic expected-credit-loss forecasting to million-row portfolio data — the tools risk teams use every day, designed to be clear under pressure.

PD, LGD and ECL Forecasting

Macroeconomic default-rate, loss-given-default and expected-credit-loss forecasting across weighted stress scenarios, with history and forecast on one clear chart.

Portfolio Data

Loan-level datasets at scale, ready in minutes. Plug in via native connectors to your existing data tables, then browse, filter and query millions of records with risk-banded flags.

Stress Testing

Configure severity, weights and time-to-peak per scenario, with real-time updates to expected credit losses. Understand what's driving month-to-month movements, with sensitivity and attribution analysis.

Flaiver portfolio data screen
PORTFOLIO DATA

A million loans, one clean view.

Browse, filter and query loan-level datasets with the kind of density banking analysts expect — without the clutter. Sticky identifiers, risk-banded flags and instant query building.

Flaiver stress-testing screen
MACRO-ECONOMIC DATA

The full picture, always live.

Rate movements, unemployment, GDP and other macro drivers, streamed live via API. Always current, ready to feed straight into your scenarios and models.

Flaiver sign-in screen
SECURE BY DESIGN

Enterprise auth, from day one.

Built on hardened Django authentication with session security, CSRF protection and role-based access — the standards banks require, handled properly.

Founder portrait
ABOUT THE FOUNDER

25 years writing software. 12 of them inside banking.

I’ve spent a quarter of a century building software, and more than a decade of that deep inside financial institutions — where I learned that credit-risk systems fail not from a lack of maths, but from a lack of a consistent framework for applying it.

Flaiver is where those two careers meet: banking-grade rigour, delivered as software that people genuinely want to use. I design, engineer and ship it end to end.

25
Years in software
12
Years in banking
1
Founder, hands-on
GET IN TOUCH

Building something in banking? Let’s talk.

Whether it’s a credit-risk platform, a regulatory model, or a legacy system that needs rescuing — I’d be glad to hear about it.

michelle@flaiver.ai